How We Rate and Review Croatia Online Casino Sites
Finding the best online casino Croatia has to offer can be difficult due to the sheer number of them. We can help with this and our top 10 review team vets every site using strict criteria before they are added to our site or featured in one of our top ten lists. There are a number of important elements to look for when choosing the right casino to play at and below are some of the criteria our reviewers insist on.
- Casino Licensing: Our reviewers check that all sites are properly licensed by a reputable authority. Licensed top online casinos for Croatia must follow strict regulatory requirements and some of the strictest regulators include the UK Gambling Commission and Malta Gaming Authority.
- High-Security Features: When reviewing and rating casinos online for Croatia, we check for high-security features such as encryption that will protect player data and sensitive information. SSL encryption helps to prevent player data from being hacked and the best sites have this included.
- Good Selection of Casino Games: The highest-rated casino will have a large game library and a variety of categories. Our reviewers check the number of games, types of games, and the software used to ensure players get the greatest experience. Our top 10 offer the best and latest slots, table games, video poker, and even live dealer sections.
- Generous HRK Welcome Bonus: A generous HRK welcome bonus is a must for our review team. Particular attention is paid to sites offering free bonuses such as no deposit cash and spins codes. Generous welcome packages are also a plus. Our reviewers check the wagering requirements for fairness as well as reading the bonus terms to ensure there are no hidden catches.
- Loyalty & VIP Programs: The best Croatian casino online offer rewarding loyalty and VIP programs. We check the benefits offered to players such as free spins, cashback, and special promos. We look at the loyalty points and how easy it is to turn these into free cash.
- Mobile Casino Compatibility: All sites reviewed and featured must be compatible with all operating systems and devices. Our reviewers check the quality of the mobile websites and the no download instant play platform as well as mobile apps if offered. The software is tested on all devices including PC, Mac, iPhone, iPad, and Android smartphones and tablet.
- Reputable Software Providers: Game quality is often a determining factor in choosing the best casino online for Croatia and our reviewers check for repeatable software providers such as Netent, Microgaming, Playtech, and Betsoft. Live dealer software provider Evolution Gaming is the leader in this field and all our top ten choices use one of these providers.
- Positive Player Feedback: Our expert review team takes note of player feedback and reads multiple forums to see what Croatians are reporting. All this is taken into consideration when rating and ranking our reviews.
- Croatian Online Casino Language and Customer Service: If you ever have a problem and need immediate help, good customer support is essential. We check for prompt support via live chat, email, and telephone. As well as this we check for Croatian-speaking support staff when compiling reviews.
- Payment Methods with Fast Withdrawals: Fast withdrawals are something a lot of players want and our top online casino for Croatia lists offer a number of fast payout methods such as Qiwi Wallet, PayPal, Bitcoin as the most popular cryptocurrency, and Yandex Money.
Gambling In Croatia
Croatia is known for its stunning coastline and has been the shooting location for top movies such as Star Wars The Last Jedi and Game of Thrones. Entertainment and exciting nightlife is something tourists enjoy and this includes gambling. In recent years, laws have changed in favor of online gambling and Croatian online casinos are ripe. In terms of land-based casinos, there are a number of establishments to choose from. Many of these are hotel resorts located on the coast of the Adriatic Sea and are popular destinations for holidaymakers. They include the Automat Klub Arena Pula, the Diamond Palace Casino in Zagreb, and the Maximus Automat Klub in Dubrovnik. For five-star beachfront luxury, the Le Méridien Lav in Split is a must-visit.
Top Choices for Croatia
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Top 10 Casinos Player Feedback and Testimonials
Testimonials and player feedback is important to us and it allows us to assess how we are doing. Our mission here at Top 10 Casinos is to be the #1 choice for those looking for the best online casino reviews and gambling information. Our readers know they can trust our reviews and top ten lists and the feedback and testimonials we receive on a regular basis proves this. Below are some of the most recent testimonials we've received from our Croatian readers in 2024.
Top 10 Casinos is my go to when I want to read new reviews or find the best bonuses. I claimed one of your exclusive no deposit bonus vouchers and used it to play at one of your recommended sites and I won 300 Kuna. Ivan - Zagreb
Your reviews are always honest and fully detailed. Your blacklist has helped me avoid numerous scams and I've found the greatest bonuses. I keep coming back because I trust you. Marko - Split
Thank you for all you do. Your reviews are the best and with one of your free spins bonuses I got to try out new Netent slots without any risk at a site that has now become my favorite. Stjepan - Rijeka
Best Croatia Casinos Online For Real-Money Gambling
While it is possible to play casino games for free, real money online casinos targeting Croatians allow paying their favorite games and win real cash prizes. There are hundreds of top sites to choose from and our reviews can help in choosing the right site for you. You can choose from download and no download instant play sites as well as mobile websites and mobile apps. They all include a full game suite with categories such as video slots, progressive jackpots, blackjack, roulette, video poker, live dealers, and even daily and weekly tournaments. Be sure to see our top 10 Croatia online casino sites list as well as our reviews for more. You'll find generous signup bonuses such as no deposit free credit coupons and vouchers as well as free spins code without deposit. We also review the regular promo codes to make sure your bankroll gets a boost with every deposit you make.
The best online casinos for Croatia offer generous bonuses some of which have no deposit required so you can play for free and keep your winnings.
More About Featured Top 10 Casinos
Jackpot City Casino is a top choice for Croatia and was established in 1998. It is licensed and regulated by Malta and fair gaming is guaranteed by GLI. Powered by Microgaming, real money players will find all the best video slots, blackjack, roulette, video poker, and huge progressive jackpots. Fast withdrawals and prompt customer support is guaranteed and all new players can claim a superb welcome bonus worth €1600. Regular free spins coupons, reloads, and cashback are offered. The payout percentage at Jackpot City Casino is 93.14%. Read our Top 10 review to find out more.
Croatia Gambling Laws & Regulations
Gambling at the best online casinos in Croatia is legal and players can choose to play at locally registered sites or those operating offshore. The first gambling law was passed in 2010 and the Ministry of Finance is responsible for issuing licenses and collecting taxes. Licenses are very expensive and fees must be paid annually. Licensed operators are required to pay 5% taxes on revenues every month. The strict licensing requirements and high taxes have driven operators away and only the state-run Hrvatska Lutrija site is available in Croatia. Players can however choose from many reputable casinos online welcoming Croatian members.
- 2014 Gambling Law: The 2014 law Zakon o igrama na sreću allows for legal gambling and is broken into four categories which are lottery, games of chance with instant wins, sports betting, and slot machines. Land-based casinos offering these must hold a license from the Ministry of Finance. In order to apply for an online gambling license, operators must have a land-based establishment. Operators also have to pay very steep fees each year as well as have 3 million HKR in reserves at all times. All license holders are required to protect minors and must state legal age limits on their website as well as carrying out KYC checks. Despite the fact that licenses are only issued to operators with land-based establishments, there is still a large number of online casinos that accept Croatian players.
- Sports Betting: Croatia gained its independence in 1991 and as such, gambling laws are still being amended. Gambling was legalized and regulated back in the 1960s and after gaining independence it grew. Sports betting was the first to be legalized and private companies were able to open their own betting shops. The two main companies are Prva Sportska Kladionica and Sport Tips. In terms of online gambling, players can enjoy different types of table games and poker as well as bingo, lottery, slots and keno. These are offered by state-owned Hrvatska Lutrija.
- Games of Chance Act 2009: This act allowed for casinos to be built and the ability to bet on a wide range of games and sports. Players can enjoy all these gambling opportunities at any of the 20 registered land-based establishments or online casino sites accepting Croatian players. They can also enjoy state-run lotteries. Slot machines can be found in smaller establishments and all operators required a license. Hrvatska Lutrija is the national lottery company for Croatia and is the major owner of land-based casinos.
Did you know?
During communist rule, gambling was banned in Croatia. The first land-based casinos appeared during the 1990s. The largest is Grand Casino Admiral located in Zagreb. After joining the European Union, Croatia has worked hard to align its regulations with those of other EU member states. The state-owned lottery operator Hrvatska Lutrija was established in 1951 and offers casino games and bingo on their website. They also partnered with leading software provider Microgaming and Intralot Interactive to increase their range of games. When legalization was passed in 2014, private operators were allowed to apply for a gambling license from the Ministry of Finance but the steep fees and taxes led to protests especially from offshore sites who resented having to have a land-based casino in the country to apply. The high fees and taxes did not prevent offshore casinos from accepting players from Croatia thanks to a loophole in European regulatory conditions. The Croatian government has not prevented this.
Top online casinos in Croatia are regulated by the Ordinance on Interactive Online Casino Gaming which came into law in 2010. Gambling laws are being amended and changes are to be expected in the future. The strict licensing requirements have prevented a lot of private operators from applying but it is still completely legal to play at legit offshore sites that are licensed and regulated within the EU. Despite the overly restrictive laws, Croatian online casinos are still a popular choice in 2024 and local residents can play freely at international casinos.
Online gambling has been thriving since 2010 and in 2013 the Memorandum of Understanding (MoU) was signed to help combat illegal gambling. The first online poker site was launched in 2017 and is operated by SuperSport which also operates a land-based casino. In May 2018 Hrvatska Lutrija signed a contract with Serbian virtual sports betting provider Elbet so they could offer virtual sports games. In October of 2018, Hrvatska Lutrija awarded a 10-year contract to Intralot so that they could expand on their betting, lottery, and online casino offerings. In January 2019, Gaming Innovation Group (GIG) announced they were entering the Croatian market when they signed an agreement to purchase 75% of the shares of the Croatian company Top Games. Further changes are expected and hopefully, this will see a decrease in licensing fees and taxes that will open the market more. Croatia is set to adopt the usage of the Euro as its main currency in 2023.
Reviewed Blacklisted Sites and Casinos to Avoid
Our top 10 sites lists and reviews only feature the best Croatia online casinos. Every site is carefully vetted and tested by our review team to ensure they are licensed and regulated, safe and secure, offer high-quality games and software, quality customer support, and fast payout times. Only those with the best ratings are recommended. Those that don't meet our criteria or are found to be scams or fraudulent sites are added to our blacklist which you can see below. If you sign up with any of these sites, extreme caution is advised.
See our list of recommended casinos Blacklisted MrXbet Casino - No License
- Payment problems
- Unethical business practice
Blacklisted Lucky Ace Casino - Fake eCOGRA accreditation
- Non Payment of Winnings
- Unethical practices
Blacklisted 77Jackpot Casino - Pirated NetEnt games
- Slow payouts
- Rigged games
Blacklisted Slots of Vegas Casino - Fake games
- Fake license
- Unethical practices
List of Blacklisted Casinos in Croatia
- Mambo Slots Casino
- New Look Bingo Casino
- Go Fish Casino
- Rosy Bingo Casino
- Bingo Diamond Casino
- PWR.BET Casino
- Vulkan Casino
- Ramses Gold Casino
- Adler Casino
- Thor Casino
List of Casinos to Avoid
- Impressario Casino
- Madison Casino
- Slottio Casino
- Funzpoints
- BigFaFa Casino
- Maxx Win
- Monkaji Casino
- M88 Casino
- Imperial Casino
- Lux Casino
Top 10 Online Casino Options in Different Countries Popular Games To Play At Online Casinos in Croatia
Reviewing the best Croatian casino online means we've noticed that the highest rated sites are often determined by the games people want to play. Croatians have their own favorites and what one wants another might not. Our featured sites all offer the games with high-quality graphics and smooth gameplay on all devices. There are betting limits to suit all budgets and games to appeal to everyone. Our recommended sites all offer a huge selection of slots, table games, video poker, scratch cards, specialty games, and even live dealer tables. They use big brand software from the likes of NetEnt, Microgaming, Playtech, and Betsoft. The biggest game categories are shown below and to find out more about the rules, gameplay, and winning tips and betting strategies be sure to check out our game reviews and top 10 free game guides.
Slots Often the most popular choice for Croatian online casino players, slots make up the biggest category. Choose from 3 reel classics, 5 reel video slots, progressive jackpots, 3D titles, and branded games with themes ranging from Egyptian tombs to Norse and Greek Gods.
Best Slots Casinos 
Blackjack Blackjack is often seen as the best card game and has been around for centuries. There are numerous variations and the aim of the game is to beat the dealer with your card hand by getting as close to 21 as you can. Play single and multi-hand games and find the best tips and winnings strategies in our free blackjack guide.
Best Blackjack Casinos 
Roulette Roulette is a game of chance where you bet on where the ball will land after the wheel has been spun. Choose from exciting American, French, or European variants or play against live dealers. Learn the rules and discover the best winnings tips and betting strategies in our free roulette games guide.
Best Roulette Casinos 
Video Poker Video poker is a cross between a slot machine and the card game poker and it has the lowest house edge so you have the highest chance of winning. Your goal is to make the best poker hand possible and there are hundreds of titles to choose from some with progressive jackpots. Find out more in our free video poker guide.
Best Video Poker Casinos 
Best Online Casino Bonuses For Croatia in 2024
When you choose to play for real money at a rated best online casino for Croatia you will be offered a signup bonus. This can be a first deposit percentage match offer, a welcome package spread out over a number of deposits and often with free spins added, or the most sought-after option, a no deposit bonus. What's great about the recommended Croatian online casinos is that the welcome bonus is offered in HRK so you can play in Kuna. As well as this, online casinos want you to become a regular customer and tend to offer a range of regular promotions you can take advantage of. This includes daily, weekly, or monthly bonus codes, cashback on your losses, and even free spins on new slots when they are released. If you want to test out a new site the best way to do it is with a free cash offer. This can be a best-rated no deposit code or free spins voucher. You can then use this to try out the games and keep what you win. Our top 10 bonus codes with no deposit for 2024 list the best offers and our reviewers recommend using these when you want to try a new software provider, betting strategy, or online casino open to Croatian players.
Top 10 Featured Croatia Online Casino Bonuses
Below are the best real money offers currently available at Croatia online casinos. They include generous welcome packages and free spins. They all have low wagering requirements making it easier to meet the playthrough and withdraw your winnings. Free spins are the greatest choice for slot fans whereas free credits can often be used on some table games and slots. The free time bonus, although hard to find in 2024, is a generous bonus for those who want to play all games. It is only available from Microgaming casinos and as a new player you receive a large credit balance and one hour to play. You can win real money but you may be required to make a minimum deposit in order to cashout your winnings at a best online casino in Croatia.
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Claim this Bonus Bonus Terms and Conditions at Croatia Online Casinos
Before you claim any bonus offer, it is important to read the terms and conditions attached to it. These will vary from site to site and there are particular elements that you must adhere to. Failure to do this can result in forfeiting your bonus and any money you've won. When reviewing Hrvatski online casinos, we check the bonus terms to make sure they are fair and highlight anything players should be aware of. Below are some of the things to check before redeeming any bonus code or coupon.
Wagering or Playthrough
All bonuses have wagering requirements. This is shown as a number followed by an X and it tells you how many times you have to bet the bonus before you can request a payout. Bonuses claimed without a deposit will have higher wagering requirements and this can vary from 40x up to 90x. The lower the wagering the easier it is to clear the playthrough and cashout your winnings.
Max Cashout Amount
This tends to relate to NDB codes and tells you how much real money you can cashout after clearing the playthrough. At Croatian online casinos, this varies from HKR 370 up to HKR 750. Anything you win over this will be removed from your account when you request a withdrawal.
Allowed Games and Wagering Contributions
When playing with bonus cash, there are specific games that are allowed. If you play games that are not permitted you void your bonus so it is important to check this. What's more, not all games are equal when clearing the playthrough so you need to check contribution percentages. This is the percentage amount of each bet that goes towards the playthrough. Slots tend to be 100% but jackpot and progressives are not allowed. Roulette and video poker cannot be played and blackjack if allowed can have a low contribution rate of just 10%. To clear the playthrough quickly, slots are advised.
Expiration Period
You only have a certain amount of time to use your promo offer and clear the playthrough. This can vary depending on the bonus you have claimed. The free time offer expires after one hour. Free spins expire after 24 hours or 7 days. Cash offers can vary from 7 days up to 30 days. It is important to check this because if you use the bonus after it expires you forfeit any winnings you may have accumulated.
Responsible Gambling in Croatia
Responsible gambling is taken very seriously at online casinos in Hrvatska in 2024 and providing responsible gambling information and helpful features for players is something all licensed providers must do. This includes giving players the ability to set deposit limits, set time limits on game sessions, and have the ability to self-exclude should they wish to do so. The greatest sites have a separate responsible gambling page on their websites that provides advice and also links to problem gambling websites such as Gamblers Anonymous so you can get additional help should you need it.
On The Go Gaming - Mobile Online Casinos For Croatia
One of the main attractions of playing at a top online casino in Croatia is the ability to play on the go on smartphones and tablets. Mobile casinos have soared in popularity and our reviewers check all the sites to ensure that mobile compatibility is included. Game developers have all embraced mobile technology ensuring all their games can be enjoyed on mobile and tablet devices. They use the latest HTML5 technology and there is often no download required. The highest-rated mobile sites offer an instant play in-browser platform and some have free apps you can download. You can play all the games on any device and have access to deposits and withdrawals, customer support, and bonus offers. If gaming on the go is your thing, our top 10 best Croatia mobile online casino reviews for 2024 can help. You can play on Apple devices like the iPhone and iPad, or Android smartphones and tablets. Everything will adjust to suit the size of the screen you are playing on and swipe and touch capabilities are built-in.
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Reviews, including our top ten, ensure you get to play the best games on the go and all you need is an internet connection. You can enjoy the latest slots, blackjack, roulette, video poker, baccarat, bingo, and even live dealer casinos. You can even download apps from the Apple or Android App Store that will work the same as a native app. You can deposit and withdraw in Kuna as well as find exclusive mobile bonuses. All the features included with desktop sites are available on the mobile site including the fun play option so you can test out the games without deposit.
How About Network Coverage?
All the best Croatia online casino sites load quickly and can be accessed on all mobile networks including Telekom, A1, and Telemachus. You can play on any of these mobile networks as long as you have an internet connection. This can be 3G, 4G, 5G, or Wi-Fi. Our review team recommends opting for a Wi-Fi connection whenever possible as this will save using your data allowance.
Device Compatibility
Online casinos for Croatia in 2024 are fully optimized for mobile and tablet users and are compatible with all the popular iOS and Android devices. This means you can play real money games on your Samsung, Huawei, Xiaomi, iPhone, or iPad. If you have an older device, it is advisable to check it is compatible before signing up for an account.
Payment Methods - Best Croatian Online Casino Banking Options
Being able to deposit and withdraw with ease is paramount if you want to play at a Croatian online casino. After all, if you can't fund your account, you can't play the games. The Kuna is not a widely used currency but that doesn't mean you can deposit and play in HRK. There are lots of payment methods available in our top 10 including Visa, MasterCard, Qiwi Wallet, Trustly, PayPal, Yandex Money, and even Bitcoin. These allow you to deposit in Kuna and e-wallets like PayPal offer fast withdrawals too. There will be a minimum deposit amount and many allow low deposits of around HKR 70. Below you will find the most popular payment methods for Croatia and our top 10 reviews can help you find out more.
Qiwi Wallet Qiwi Wallet was established in 2008 and is a Russian payment provider available at some of the best Croatia online casinos. It is a safe and secure payment method that can be used for deposits and withdrawals and can come in the form of a physical card or a virtual wallet. There are no fees charged. Deposits are instant and fast withdrawals make it a popular choice. Find out more in our Top 10 Qiwi casino reviews.
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Claim Trustly Trustly is a secure payment method that allows you to make payments directly from your bank account. This Swedish payment method was founded in 2008 and is used at many of Europe's best online casinos. Trustly can be used for deposits and withdrawals and is fully certified by all major European financial regulatory organizations. There are no fees and it allows low deposits of just 37 Kuna. For more read our Top 10 Trustly casino reviews for 2024.
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Claim Bitcoin Bitcoin is a great choice for cryptocurrency users and offers anonymity for Croatian bettors. As an e-wallet you don't have to provide your financial details to the casino and it can be used for instant deposits and same day withdrawals. There are no fees charged either. Bitcoin casinos are growing in popularity and this digital currency offers the fastest payouts. To find out more be sure to check out our Bitcoin casinos for 2024.
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Claim Yandex Money Yandex is a Russian payment method and one of the safest and fastest payments methods for online gamblers. Yandex launched in 2002 and is an e-wallet service that is available at the best Croatian online casinos. It has millions of users and is gaining popularity around the world. It is safe and secure and there are no fees. It can be used for instant deposits and fast withdrawals. For more information be sure to read our Top 10 Yandex casino reviews.
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Claim Winners at Top 10 Online Casino Sites For Croatia
There have been plenty of winners from Croatia in 2024 at some of the best European online casinos. This includes big wins on slots at sites such as Spin Casino, 22Bet, and Rizk Casino. If you'd like to add your name to the list of big winners, be sure to check out our reviews and bonuses to get you started.
FAQs About Leading Croatia Online Casino Sites FAQs
Croatia online casino sites offer the best games and promotions and are completely legit and legal. To help you understand more, our review team has compiled a list of the most common questions players ask, the answers to which you can find below. We'll continue to add to this section to ensure you have all the information you need when choosing where to play.
- Do I have to pay taxes on my winnings? Yes. For both land-based and online gambling winnings, you are subject to tax. The amount varies from 10% to 30% depending on the amount you win. In Croatia you have to pay tax based on the amount you win. For winnings up to 10,000 Kuna it's 10%. For winnings between 10,000 and 30,000 Kuna it's 15%. Over 30,000 and below 500,000 Kuna is 20% and if you manage to win more than 500,000 Kuna you must pay 20% tax. These taxes are usually deduced during the casino payout process but if you have been paid the full amount you will have to report it to the Tax Office.
- Is sports betting legal in Croatia? Yes, it is. Sports betting was the first form of gambling to be made legal. There are several online sportsbook and local bookmakers although they are controlled by just two companies, Prva Sportska Kladionica and Super Sport.
- What about land-based casinos? Croatia is home to 18 land-based sites. The majority of these are located in Dubrovnik but some other cities have them too. Most brick and mortar establishments are hotels.
- Is it safe to play at Croatian online casinos? Yes. Legal sites are controlled and regulated by the Ministry of Finance and therefore compliant with all gambling laws. All the sites we review and recommend are safe and secure and fully licensed and regulated. They use SSL encryption technology. Our reviewers put them through vigorous tests to ensure we only feature the highest-rated.
- What bonuses can I expect to find? The types of bonuses you can expect at any of our rated and reviewed sites include generous welcome offers including free spins and cash without deposit, large welcome packages, and a range of ongoing promos and rewards on a regular basis. Read our reviews for the top 10 best no deposit bonuses for 2024 for more information.
- Can I play games from Microgaming? Yes, you can. The best Hrvatski online casinos all use top software providers including Microgaming and Netent. You'll find all the Microgaming slots and table games including huge progressive jackpots like Mega Moolah.
- What is the legal gambling age in Croatia? To gamble for real money online or offline in Croatia you need to be 18 years or older. This is the same legal age as most European countries and you will be required to verify your age if you wish to cashout your winnings.
- Can I play on my mobile? Yes, you can. All the sites are fully optimized for mobile gambling so you can play on Apple or Android smartphones or tablets. All the top 10 online casinos for Croatia can be accessed with no download on mobile devices using the in browser platform. Some sites also have free mobile apps you can download from the App Store.
- Can I use bitcoin for deposits and withdrawals? Yes, you can. Bitcoin is accepted at Hrvatska casinos online and you can deposit and withdraw in Kuna. Our top 10 Bitcoin casino reviews can help you find the greatest cryptocurrency sites to play at.
- Do Croatian online casinos use Euro? The official currency for Croatia is Kuna but most online gambling sites allow a number of currencies including Euro. Even though Croatia has been a member of the EU since July 2013, joining the Eurozone still hasn't happened and it is expected that Euro won't be the currency used in Croatia until 2023.
Written by
Bonnie Gjurovska - Lead Editor Bonnie Gjurovska has been professionally involved in iGaming for over 5 years. She is passionate about online casinos, testing software and finding the best promotions. Her passion makes Bonnie the perfect candidate to help guide players from around the world and to oversee the content published on Top10Casinos.com.
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